1. What is RPA?
The Risk Protection Arrangement is an alternative to commercial insurance for schools and academies, provided by the Department for Education (DfE).
2. What’s the difference between RPA and commercial insurance?
RPA looks at the core classes of risks to the school sector. Under RPA, where losses arise they are covered by the UK government.
3. Why did DfE set it up?
We introduced RPA following independent analysis which showed that it would be cheaper for academy trusts if the UK government covered risks instead of commercial insurers.
4. What does it cost?
Currently it costs £19 per pupil, per year.
5. How many schools are now members?
We currently have over 8,500 schools who are members of RPA.
6. What’s coming up next for RPA?
We ask schools what they want us to cover. Cyber crime is something that many schools tell us concerns them, so we are currently running a pilot with 500 schools to see how we can help them with that. We are also doing some proactive work with schools around reducing the risks of crime and flooding.
7. What do schools say?
In a recent member survey 99.5% of respondents said they were satisfied/very satisfied with the service they receive.
Here are a couple of recent quotes from schools:
"They deal with claims very efficiently. I am also very impressed with the advice line/email address - they respond promptly and helpfully. During the coronavirus (COVID-19) crisis, I have been so grateful to be a member of the RPA. I am aware that colleagues in other schools have really struggled with their insurers and am pleased that we haven't had those added struggle during what is already is a difficult time."
"We feel secure knowing we have this alternative to a commercial policy in place which is by far a cheaper solution which means a great deal when budgets are very tight."
8. How do you join?
It’s simple, just sign up.
9. What if I need to make a claim?
There is a 24/365 dedicated telephone helpline, and you’ll be given all the details in the welcome pack when you join.